Settings

Tune the economic assumptions behind every projection: inflation, expected investment returns, physical-asset growth, and taxes. Sensible defaults apply until you customize a category.

The four categories

Market & Economy — average inflation, inflation volatility (how much it varies year to year), asset correlation, and volatility drag.
Investment Returns — expected annual return per asset class (US stocks, bonds, REITs, crypto, …).
Physical Assets — growth or depreciation rates for real estate, vehicles, and other tangible assets.
Tax Planning — tax rates and withdrawal strategy.

Each card shows a Default or Customizedbadge so you always know which assumptions are yours. Click a card to edit inline; "Reset to Defaults" reverts one category without touching the others.

Screenshot coming soon: The Settings page with the four category cards and Default/Customized badges

Good to know

Enter rates as percentages: type "3" for 3% inflation, not "0.03".
Volatility settings mainly affect the Monte Carlo simulation; the everyday net worth projection is a single deterministic path. "Correlated" asset returns (the recommended setting) make asset classes move together the way real markets do.
The net worth panel on the right previews your changes live, before you save.

Still stuck? Contact support — we read every message.