Expenses

What you see

Expenses are shown as cards grouped by type (Rent, Food, Utilities, …), with a yearly or monthly total at the top — use the period toggle to switch. Expenses tied to your debts appear in their own "Expenses linked to debts" group, and expenses that haven't started yet (or already ended) collapse into "Future" and "Past" sections that don't count toward the current-year total.

Adding an expense

Click "Add new expense" and pick an Expense Type — the type fills in a sensible name and timing defaults. The key fields:

• Priority (Needs / Wants / Dreams) — not cosmetic: the projection breaks your spending into these buckets in the Withdrawals view, so you can see what could be trimmed.
• Amount adjusts with inflation — leave checked for costs that grow over time (food, utilities); uncheck for fixed payments like a fixed-rate mortgage.
• Payment Frequency— one-time, weekly through annual, or a custom cadence like "every 3 months".
• Start / End — a specific month and year, ora life event like "Retirement". Anchoring to an event means the expense moves automatically if the event date changes. Recurring expenses can end never, on a date/event, or after a duration.

Good to know

• Loan payments aren't added here — add the loan on the Debts page and its payment expense is generated automatically (edit the debt to change it).
• It's fine to start simple: one lumped "living expenses" line still produces a useful projection.
• The net worth panel on the right updates live as you type, so you can see the impact of an expense before saving it.